Life Insurance

Life Insurance,

Life insurance (or life assurance, especially in the Commonwealth of Nations), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses (such as funeral expenses) can also be included in the benefits.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

  • Farmers Insurance Group

    Farmers Insurance Group After being insured by them for over 25 years the first time I had a claim, a…

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  • AIG

    AIG Insurance for the affluent these guys really just get it. They have the best coverage and best claims I…

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  • Truckers Insurance HQ

    Truckers Insurance HQ We provide cheapest insurance according your needs.M+17 Thanks for the valuable insurance service.M+16 They saved me heaps…

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  • Aflac

    Aflac Aflac is listed 118 on the Forbes list, they also pay pretty quick and their rates don’t increase because…

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  • Manulife

    Manulife Tested and proven. Service is their priority…M+2 Manulife is the best Insurance Company We think life insurance should reward…

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  • AAA

    AAA So far much better than Hartford. The reviews on Hartford are terrible and on AAA much better. There will…

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  • State Farm

    State Farm State Farm is the #1 auto, fire, and individual life insurance provider in the US. They have twice…

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  • Allstate Insurance Company

    Allstate Insurance Company Allstate’s insurance plans are by far the most comprehensive and at a fair price. You may be…

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  • AIA Group Limited

    AIA Group Limited AIA is the bestM The best life and general insurance company that I have came across,AIA group…

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  • Liberty Mutual

    Liberty Mutual Liberty Mutual is a company that really puts their policy holder’s best interest first. They aren’t concerned about…

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